Gray Mountain

Common sense told Samantha to lease a vehicle in the New York metropolitan area, load it up, and then head south. However, as she soon discovered while working the phone, any leased car would have New York license plates. She could probably find one in New Jersey, or maybe in Co

Instead, she loaded two suitcases and a large canvas bag with everything she deemed appropriate for where she was headed. A cab unloaded her at Pe

The Web site for Gasko Leasing over in Falls Church promised a wide selection of great used vehicles, convenient terms, paperwork that was virtually hassle-free, easy-to-buy insurance, complete customer satisfaction. Her knowledge of automobiles was limited, but something told her a domestic model might have less potential for causing trouble than something from, say, Japan. Browsing online, she saw a midsized 2004 Ford hatchback that looked suitable. On the phone, the salesman said it was still available, and, more important, he guaranteed her it would have Virginia tags. “Yes ma’am, front and back.” She took a cab to Falls Church, and met with Ernie, the salesman. Ernie was a flirt who talked far too much and observed very little. Had he been more astute, he would have realized how terrified Samantha was of the process of leasing a used car for twelve months.

In fact, she had thought about calling her father for help, but let it pass. She convinced herself she was tough enough for this relatively unimportant task. After two long hours with Ernie, she finally drove away in a thoroughly u

8

Orientation consisted of an 8:00 a.m. meeting with a new client. Fortunately for Samantha, who had no idea how to conduct such a meeting, Mattie assumed control. She whispered, “Just take notes, frown a lot, and try to look intelligent.” No problem—that was exactly how she had survived the first two years at Scully & Pershing.

The client was Lady Purvis, a fortyish mother of three teenagers whose husband, Stocky, was currently in jail next door in Hopper County. Mattie did not ask if Lady was her real name; if important, that detail would emerge later. But, given her rustic appearance and salty language, it was difficult to imagine her parents officially naming her Lady. She had the look of a hard life earned somewhere deep in the hollows, and she became irritated when Mattie said she could not smoke in the office. Samantha, frowning, scribbled furiously and didn’t say a word. From the first sentence there was nothing but hard luck and misery. The family was living in a trailer, one with a mortgage, and they were behind on the payments; they were behind on everything. Her two oldest teenagers had dropped out of school to look for jobs that did not exist, not in Noland, Hopper, and Curry Counties. They were threatening to run away, somewhere out west where they could maybe find a paycheck picking oranges. Lady worked here and there, cleaning houses on the weekends, babysitting for five bucks an hour—anything, really, to make a dollar.

Stocky’s crime: speeding. Which then led to an examination by the deputy of his driver’s license, which had expired two days earlier. His total fines and court costs were $175, money he did not have. Hopper County had contracted with a private outfit to strong-arm the money out of Stocky and other poor people unlucky enough to commit petty crimes and traffic offenses. If Stocky could have written the check, he would have done so and gone home. But because he was poor and broke, his case was handled differently. The judge ordered it to be administered by the crooks at Judicial Response Associates. Lady and Stocky met with a JRA operative the day they went to court, and he explained how the payment plan would work. His company tacked on fees—one called the Primary Fee at $75, one called the Monthly Service Fee at $35 per, and one at the end, assuming they ever got there, called the Termination Fee, a bargain at only $25. Court costs and a few other vague add-ons brought their total to $400. They figured they might be able to pay $50 a month, the minimum allowed by JRA; however, they soon realized that $35 of the $50 was gobbled up with the Monthly Service Fee. They tried to renegotiate, but JRA wouldn’t budge. After two payments, Stocky quit and that was when the serious trouble started. Two deputies came to their trailer after midnight and arrested Stocky. Lady protested, as did their oldest son, and the deputies threatened to zap them with their brand-new Tasers. When Stocky was dragged before the judge again, more fines and fees were added. The new total was $550. Stocky explained that he was broke and out of work, and the judge sent him back to jail. He’d been there for two months. Meanwhile, JRA was still tacking on its beloved monthly service charge, which for some mysterious reason had been increased to $45 per.

“The longer he stays there the deeper we get,” Lady said, thoroughly defeated. In a small paper sack she had her paperwork, and Mattie began sorting through it. There were angry letters from the maker of the trailer who was also financing its purchase, and foreclosure notices, past-due utility bills, tax notices, court documents, and a stack of various papers from JRA. Mattie read them and handed them over to Samantha, who had no idea what to do except to make a list of all the misery.

Lady finally broke and said, “I gotta smoke. Gimme five minutes.” Her hands were trembling.

“Sure,” Mattie said. “Just step outside.”

“Thanks.”

“How many packs a day?”

“Just two.”

“What’s your brand?”

“Charlie’s. I know I ought to quit, and I’ve tried, but it’s the only thing that settles my nerves.” She grabbed her purse and left the room. Mattie said, “Charlie’s is a favorite in Appalachia, a cheaper brand, though it’s still $4 a pack. That’s eight bucks a day, two-fifty a month, and I’ll bet Stocky smokes just as much. They’re probably spending $500 a month on cigarettes and who knows how much on beer. If there’s ever a spare dollar, they probably buy lottery tickets.”

“That’s ridiculous,” Samantha said, relieved to finally say something. “Why? They could pay off his fines in one month and he’s out of jail.”

“They don’t think that way. Smoking is an addiction, something they can’t simply walk away from.”

“Okay, can I ask a question?”

“Sure. I’ll bet you want to know how a person like Stocky can be thrown into a debtors’ prison, something this country outlawed about two hundred years ago. Right?”

Samantha slowly nodded. Mattie continued, “More than likely, you’re also certain that throwing someone in jail because he ca

“That’s a nice summary.”

“It’s happening everywhere. JRA hustles the misdemeanor courts in a dozen southern states. On the average, local governments collect about 30 percent of their fine monies. JRA rolls in and promises 70 percent, at no taxpayer expense. They claim it’s all funded by the folks like Stocky who get sucked into the scam. Every city and county needs money, so they sign up with JRA and the courts hand over the cases. The victims are placed on probation and when they can’t pay, they get thrown in jail, where of course the taxpayers start picking up the expenses again. They’re spending $30 a day to feed and house Stocky.”

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