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“You’re a banker?”

“So I am told,” he said. “In truth, when I arrived from Russia, I was not impressed by New York’s Lower East Side, so I took a train across the country. In San Francisco, I opened a saloon. Eventually, I met a pretty girl whose father owned a bank, and the rest is a very pleasant history.”

“Would you have time to join me at lunch?” said Isaac Bell. “I need to talk to a banker.”

“I am already spoken for lunch. But we can have tea in my offices.”

Rubenoff’s offices were around the corner on Rector Street, which the police had blocked off so a grand piano could be hoisted safely from an electric GMC moving van up to the fifth story, where a window had been removed. The open window belonged to Rubenoff, who ignored the commotion as he ushered Bell in. Through the gaping hole in his wall poured first a cold Hudson River wind, then the swaying black piano accompanied by the shouts of the movers. A matronly secretary brought tea in tall glasses.

Bell explained his mission.

“So,” said Rubenoff. “It’s not at all a coincidence. You would have found me eventually after others showed you the door. That I recognized you saves time and trouble.”

“I’m grateful for your help,” said Bell. “I got nowhere at Morgan. The boss was away.”

“Bankers are cla

“Everyone agrees that Osgood He

“Ask your father.”

“I beg your pardon, sir.”

“You heard me,” he said sternly. “Don’t ignore the finest advice you could get in New York City. Ask your father. Give him my regards. And that is all you will hear from Andrew Rubenoff on the subject. I don’t know if He

He stood up and went to the piano. “I will play you out.”

Bell did not want to travel to Boston to ask his father. He wanted his answers here and now from Rubenoff, whom he suspected knew more than he admitted. He said, “The movers just left. Don’t you need to tune it first?”

In answer, Rubenoff’s hands flew at the keys, and four chords boomed in perfect harmony.

“Mr. Mason and Mr. Hamlin build pianos you can ride over Niagara Falls before you have to tune them… Your father, young Isaac. Go talk to your father.”

Bell caught the subway to Grand Central Terminal, wired his father that he was coming, and boarded the New England Railroad’s famous “White Train” flyer. He remembered it well from his student days, riding it down to New Haven. They had called the gleaming express the Ghost Train.

Six hours later, he disembarked at Boston’s new South Station, a gigantic, pink-hued stone temple to railroad power. He took an elevator five stories to the station’s top floor and checked in with Van Dorn’s Boston office. His father had wired back: “I hope you can stay with me.” By the time he made his way to his father’s Greek Revival town house on Louisburg Square, it was after nine.

Padraic Riley, the elderly butler who had managed the Bell home since before Isaac was born, opened the polished front door. They greeted each other warmly.

“Your father is at table,” said Riley. “He thought you might enjoy a late supper.”

“I’m famished,” Bell admitted. “How is he?”

“Very much himself,” said Riley, discreet as ever.

Bell paused in the drawing room.

“Wish me luck,” he muttered to his mother’s portrait. Then he squared his shoulders and went through to the dining room, where the tall, spare figure of his father unfolded storklike from his chair at the head of the table.

They searched each other’s faces.

Riley, hovering at the door, held his breath. Ebenezer Bell, he thought with a twinge of envy, seemed ageless. His hair had gone gray, of course, but he had kept it all, unlike him. And his Civil War veteran’s beard was nearly white. But he still possessed the lean frame and erect stance of the Union Army officer who had fought the bloody conflict four decades ago.





In the butler’s opinion, the man that his master’s son had grown into should make any father proud. Isaac’s steady blue-eyed gaze mirrored his father‘s, tinged with the violet bequeathed by his mother. So much alike, thought Riley. Maybe too much alike.

“How can I help you, Isaac?” Ebenezer asked stiffly.

“I’m not sure why Andrew Rubenoff sent me here,” Isaac replied just as stiffly.

Riley shifted his attention to the older man. If there was to be reconciliation, it was up to Ebenezer to make it stick. But all he said was a terse, “Rubenoff is a family man.”

“I don’t understand.”

“He was doing me a kindness… It’s in his nature.”

“Thank you for inviting me to stay the night,” Isaac replied.

“You are welcome here,” the father said. And then, to Riley’s great relief, Ebenezer rose gallantly to the opportunity his son had presented him by agreeing to stay, which he had not in times past. In fact, thought the butler, the stern old Protestant sounded almost effusive. “You look well, son. I believe that your work agrees with you.”

Both men extended their hands.

“Di

OVER A WELSH RAREBIT and a cold poached salmon, Isaac Bell’s father confirmed what Marion suggested and he suspected. “Railroad magnates are not as all-powerful as they appear. They control their lines by wielding small minority interests of stock. But if their bankers lose faith, if investors demand their money, they find themselves suddenly on a lee shore.” A smile twitched Ebenezer Bell’s lips. “Forgive my mixing shipping metaphors, but they get in trouble when they must raise capital to prevent rivals from taking them over just as their stock plummets. The New England Railroad you rode here today is about to be swallowed whole by the New York, New Haven and Hartford. And not a moment too soon-little wonder the NE is known as the ‘Narrow Escape.’ Point is, the New England suddenly has no say in the matter.”

“I know that,” Bell protested. “But Osgood He

“Consider how many lines He

“Exactly. He owns the mightiest combine in the country.”

“Or a house of cards.”

“But everyone agrees that Osgood He

“Not according to my sources.” Ebenezer Bell smiled.

In that moment, Isaac Bell saw his father in a different light. He knew, of course, that as a young officer Ebenezer had distinguished himself in U.S. Army intelligence. He had the medals to prove it. But a strange idea stuck Isaac. It was one that he had never thought of before. Had his father too once longed to be more than a banker?

“Father. Are you saying that if the Wrecker were in a position to buy, if the Southern Pacific Company tottered under the weight of its failed Cascades expansion, he could end up owning it?”

“Not only the Southern Pacific, Isaac.”

44

“EVERY RAILROAD IN THE COUNTRY,” SAID ISAAC BELL.

Complete understanding dawned at last.

The Wrecker’s crimes were driven by a purpose as bold as they were evil.