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“I do. But I’d like to speak to the manager.”

“Of course, Mrs. Grey.” She scurries out. I sink into the seat, and a wave of nausea washes over me as the gun presses uncomfortably into the small of my back.

Not now. I can’t be sick now. I take a deep cleansing breath, and the wave passes. Nervously, I check my watch. Twenty-five past two.

A middle-aged man enters the room. He has a receding hairline, but wears a sharp, expensive charcoal suit and matching tie. He holds out his hand.

“Mrs. Grey. I’m Troy Whelan.” He smiles, we shake, and he sits down at the desk opposite me.

“My colleague tells me you’d like to withdraw a large amount of money.”

“That’s correct. Five million dollars.”

He turns to his sleek computer and taps in a few numbers.

“We normally ask for some notice for large amounts of money.” He pauses, and flashes me a reassuring but supercilious smile. “Fortunately, however, we hold

the cash reserve for the entire Pacific Northwest,” he boasts. Jeez, is he trying to impress me?

“Mr. Whelan, I’m in a hurry. What do I need to do? I have my driver’s license, and our joint account checkbook. Do I just write a check?”

“First things first, Mrs. Grey. May I see the ID?” He switches from jovial show-off to serious banker.

“Here.” I hand over my license.

“Mrs. Grey . . . this says Anastasia Steele.”

Oh shit.

“Oh . . . yes. Um.”

“I’ll call Mr. Grey.”

“Oh no, that won’t be necessary.” Shit! “I must have something with my married name.” I rifle through my purse. What do I have with my name on it? I pull out

my wallet, open it and find a photograph of Christian and me, on the bed in Fair Lady’s cabin. I can’t show him that! I dig out my black Amex.

“Here.”

“Mrs. Anastasia Grey,” Whelan reads. “Yes, that should do.” He frowns. “This is highly irregular, Mrs. Grey.

“Do you want me to let my husband know that your bank has been less than cooperative?” I square my shoulders and give him my most forbidding stare.

“Do you want me to let my husband know that your bank has been less than cooperative?” I square my shoulders and give him my most forbidding stare.

He pauses, momentarily reassessing me, I think. “You’ll need to write a check, Mrs. Grey.”

“Sure. This account?” I show him my checkbook, trying to quell my pounding heart

“That’ll be fine. I’ll also need you to complete some additional paperwork. If you’ll excuse me for a moment?”

I nod, and he rises and stalks out of the office. Again, I release my held breath. I had no idea this would be so difficult. Clumsily, I open my checkbook and pull a

pen out of my purse. Do I just make it out to cash? I have no idea. With shaking fingers I write: Five million dollars. $5,000,000.

Oh God, I hope I’m doing the right thing. Mia, think of Mia. I can’t tell anyone.

Jack’s chilling, repugnant words haunt me. “Tell no one or I’ll fuck her up before I kill her.”

Mr. Whelan returns, pale-faced and sheepish.

“Mrs. Grey? Your husband wants to speak with you,” he murmurs and points to the phone on the glass table between us.

What? No.

“He’s on line one. Just press the button. I’ll be outside.” He has the grace to look embarrassed. Benedict Arnold has nothing on Whelan. I scowl at him, feeling

the blood drain from my face again as he shuffles out of the office.

Shit! Shit! Shit! What am I going to say to Christian? He’ll know. He’ll intervene. He’s a danger to his sister. My hand trembles as I reach for the phone. I hold it

against my ear, trying to calm my erratic breathing, and press the button for line one.

“Hi,” I murmur, trying in vain to steady my nerves.

“You’re leaving me?” Christian’s words are an agonized, breathless whisper.

What?

“No!” My voice mirrors his. Oh no. Oh no. Oh no—how can he think that? The money? He thinks I’m going because of the money? And in moment of horrific

clarity, I realize the only way I’m going to keep Christian at arm’s length, out of harm’s way, and to save his sister . . . is to lie.

“Yes,” I whisper. And searing pain lances through me, tears springing to my eyes.

He gasps, almost a sob. “Ana, I—” He chokes.



No! My hand clutches my mouth as I stifle my warring emotions. “Christian, please. Don’t.” I fight back tears.

“You’re going?” he says.

“Yes.”

“But why the cash? Was it always the money?” His tortured voice is barely audible.

No! Tears roll down my face. “No,” I whisper.

“Is five million enough?”

Oh please, stop!

“Yes.”

“And the baby?” His voice is a breathless echo.

What? My hand moves from my mouth to my belly. “I’ll take care of the baby,” I murmur. My Little Blip . . . our Little Blip.

“This is what you want?”

No!

“Yes.”

He inhales sharply. “Take it all,” he hisses.

“Christian,” I sob. “It’s for you. For your family. Please. Don’t.”

“Take it all, Anastasia.”

“Christian—” And I nearly cave. Nearly tell him—about Jack, about Mia, about the ransom. Just trust me, please! I silently beg him.

“I’ll always love you.” His voice is hoarse. He hangs up.

“Christian! No . . . I love you, too.” And all the stupid shit that we put each other through over the last few days fades into insignificance. I promised I’d never

leave him. I am not leaving you. I am saving your sister. I slump into the chair, weeping copiously into my hands.

I am interrupted by a timid knock on the door. Whelan enters, though I haven’t acknowledged him. He looks everywhere but at me. He’s mortified.

You called him, you bastard! I glare at him.

“You have carte blanche, Mrs. Grey,” he says. “Mr. Grey has agreed to liquefy some of his assets. He says you can have whatever you need.”

“I just need five million dollars,” I mutter through gritted teeth.

“Yes ma’am. Are you all right?”

“Do I look all right?” I snap.

“I’m sorry, ma’am. Some water?”

I nod, sullenly. I have just left my husband. Well, Christian thinks I have. My subconscious purses her lips. Because you told him so.

“I’ll have my colleague bring you some while I prepare the money. If you could just sign here, ma’am . . . and make the check out to cash and sign that, too.”

He places a form on the table. I scrawl my signature along the dotted line of the check, then the form. Anastasia Grey. Teardrops fall on the desk, narrowly

missing the paperwork.

“I’ll take those, ma’am. It will take us about half an hour to prepare the money.”

I quickly check my watch. Jack said two hours—that should take us to two hours. I nod to Whelan, and he tiptoes out of the office, leaving me to my misery.

A few moments, minutes, hours later—I don’t know—Miss Insincere Smile reenters with a carafe of water and a glass.

“Mrs. Grey,” she says softly as she places the glass on the desk and fills it.

“Thank you.” I take the glass and drink gratefully. She exits, leaving me with my jumbled, frightened thoughts. I will fix things with Christian somehow . . . if it’s

not too late. At least he’s out of the picture. Right now I have to concentrate on Mia. Suppose Jack is lying? Suppose he doesn’t have her? Surely I should call the

police.

“Tell no one or I’ll fuck her up before I kill her.” I can’t. I sit back in the chair, feeling the reassuring presence of Leila’s pistol at my waist, digging into my back.

Who would have thought I’d ever feel grateful that Leila once pulled a gun on me? Oh, Ray, I’m so glad you taught me how to shoot.

Ray! I gasp. He’ll be expecting me to visit this evening. Perhaps I can simply dump the money with Jack. He can run while I take Mia home. Oh, this sounds

absurd!

My BlackBerry jumps to life, “Your Love is King” filling the room. Oh no! What does Christian want? To twist the knife in my wounds?