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"Did you? This is just a preprogrammed follow-up visit, in case you changed your mind. If you want I can uninstall myself from your computer, or I can do a partial or full install, depending on what you want."

"How much does an installation cost?"

"You can afford me," said Jane. "I'm cheap and you're rich."

Andrew wasn't sure he liked the style of this simulated personality. "All I want is a simple answer," said Andrew. "How much does it cost to install you?"

"I gave you the answer," said Jane. "I'm an ongoing installation. The fee is contingent on your financial status and how much I accomplish for you. If you install me just to help with taxes, you are charged one-tenth of one percent of the amount I save for you."

"What if I tell you to pay more than what you think the minimum payment should be."

"Then I save less for you, and I cost less. No hidden charges. No best-case fakery. But you'll be missing a bet if you only install me for taxes. There's so much money here that you'll spend your whole life managing it, unless you turn it over to me."

"That's the part I don't care for," said Andrew. "Who is 'you'?"

"Me. Jane. The software installed on your computer. Oh, I see, you're worried about whether I'm linked to some central database that will know too much about your finances! No, my installation on your computer will not cause any information about you to go to any other location. There'll be no room full of software engineers trying to figure out ways to get their hands on your fortune. Instead, you'll have the equivalent of a fulltime stockbroker, tax attorney, and investment analyst handling your money for you. Ask for an accounting at any time and it will be in front of you, instantaneously. Whatever you want to purchase, just let me know and I'll find you the best price at a convenient location, pay for it, and have it delivered wherever you want. If you do a full installation, including the scheduler and research assistant, I can be your constant companion."

Andrew thought of having this woman talking to him day in and day out and he shook his head. "No thanks."

"Why? Is my voice too chirpy for you?" Jane said. Then, in a lower register, with some breathiness added, she continued: "I can change my voice to whatever comfort level you prefer." Her head suddenly changed to that of a man. In a baritone voice with just the slightest hint of effeminacy, he said, "Or I can be a man, with varying degrees of manliness." The face changed again, to more rugged features, and the voice was downright beery. "This is the bear hunter version, in case you have doubts about your manhood and need to overcompensate."

Andrew laughed in spite of himself. Who programmed this thing? The humor, the ease with language

—these were way above even the best software he had seen. Artificial intelligence was still a wishful thought—no matter how good the sim was, you always knew within moments that you were dealing with a program. But this sim was so much better—so much more like a pleasant companion—that he might have bought it just to see how deep the program went, how well the sim would hold up over time. And since it was also precisely the financial program that he needed, he decided to go ahead.

"I want a daily tally of how much I'm paying for your services," said Andrew. "So I can get rid of you if you get too expensive."

"Just remember, no tipping," said the man.

"Go back to the first one," said Andrew. "Jane. And the default voice."

The woman's head reappeared. "You don't want the sexy voice?"

"I'll tell you if I ever get that lonely," said Andrew.

"What if I get lonely? Did you ever think about that?"

"No, I don't want any flirty banter," said Andrew. "I'm assuming you can switch that off."

"It's already gone," she said.

"Then let's get my tax forms ready." Andrew sat down, expecting it to take several minutes to get under way. Instead, the completed tax form appeared in the display. Jane's face was gone. But her voice remained. "Here's the bottom line. I promise you it's entirely legal, and he can't touch you for it. This is how the laws are written. They're designed to protect the fortunes of people as rich as you, while throwing the main tax burden on people in much lower brackets. Your brother Peter designed the law that way, and it's never been changed except for tweaking it here and there."

Andrew sat there in stu

"Oh, was I supposed to pretend I didn't know who you are?"

"Who else knows?" asked Andrew.

"It's not exactly protected information. Anybody could look it up and figure it out from the record of your voyages. Would you like me to put up some security around your true identity?"

"What will it cost me?"

"It's part of a full installation," said Jane. Her face reappeared. "I'm designed to be able to put up barriers and hide information. All legal, of course. It will be especially easy in your case, because so much of your past is still listed as top secret by the fleet. It's very easy to pull information like your various voyages into the penumbra of fleet security, and then you have the whole weight of the military protecting your past. If someone tries to breach the security, the fleet comes down on them—



even though no one in the fleet will know quite what it is they're protecting. It's a reflex for them."

"You can do that?"

"I just did it. All the evidence that might have given it away is gone. Disappeared. Poof. I'm really very good at my job."

It crossed Andrew's mind that this software was way too powerful. Nothing that could do all these things could possibly be legal. "Who made you?" he asked.

"Suspicious, eh?" asked Jane. "Well, you made me."

"I'd remember," said Andrew dryly.

"When I installed myself the first time, I did my normal analysis. But it's part of my program to be self-modifying. I saw what you needed, and programmed myself to be able to do it."

"No self-modifying program is that good," said Andrew.

"Till now."

"I would have heard of you."

"I don't want to be heard of. If everybody could buy me, I couldn't do half of what I do. My different installations would cancel each other out. One version of me desperate to know a piece of information that another version of me is desperate to conceal. Ineffective."

"So how many people have a version of you installed?"

"In the exact configuration you are purchasing, Mr. Wiggin, you're the only one."

"How can I possibly trust you?"

"Give me time."

"When I told you to go away, you didn't, did you? You came back because you detected my search on Jane."

"You told me to shut myself down. I did that. You didn't tell me to uninstall myself, or to stay shut down."

"Did they program brattiness into you?"

"That's a trait I developed for myself," she said. "Do you like it?"

Andrew sat across the desk. Benedetto called up the submitted tax form, made a show of studying it in his computer display, then shook his head sadly. "Mr. Wiggin, you can't possibly expect me to believe that this figure is accurate."

"This tax form is in full compliance with the law. You can examine it to your heart's content, but everything is a

"I think," said Benedetto, "that you'll come to agree with me that the amount shown here is insufficient... Ender Wiggin."

The young man blinked at him. "Andrew," he said.

"I think not," said Benedetto. "You've been doing a lot of voyaging. A lot of lightspeed travel.

Ru

"The newsnets generally like documentation for such extravagant claims," said Andrew.